Enter to win a free saltwater fishing trip!

Our first drawing will be for a spot on a charter with Captain Allen Gonzalez, who operates Reel Class Sport Fishing out of Point Pleasant Beach, NJ. The date of the trip will be determined by the fish, as we'll be live lining bunker for trophy stripers. We'll try to pick a time when the bunker are here and the stripers are active. We'll be following Capt. Allen's suggestions as far as timing. It promises to be a great trip. Make sure you enter for a chance to win. Entries will be accepted through April 30, 2008. The drawing will be held on May 1, 2008. The winner will be notified by telephone.

Enter to win a free freshwater fishing trip!

Our first freshwater drawing will be for a spot on a fishing trip with legendary Adirondack guide Steven Flint. We will be fishing on Friday May 16 and targeting pre spawn Champlain smallmouth. We had a great trip at this time last year and had many many fish in the 4-5lb class. We will use pointers, x-raps, plastics, and topwater to target these fish. Steven currently works for the Adirondack Chapter of The Nature Conservancy and is a former River Keeper. Steven is also a staff member of Riversmallies.com and has been featured in many TV fishing shows and in magazines. We will meet the winner of the drawing around 6 am Friday morning in the Plattsburg N.Y. area. The details will be finalized in the days prior to the trip to adjust for current weather conditions. The drawing will be held May 1 and the results posted in the newsletter.

Just enter your email address below, and hit "Enter Contest". On the next page, choose which contest you'd like to enter (or both!).

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Mortgage Market News

U.S. Mortgage Rates Will Tumble to Four-Decade Low

(Bloomberg) -- Freddie Mac, the world's second-largest buyer of home loans, said the average U.S. fixed mortgage rate in 2008 probably will tumble more than three-quarters of a percentage point to the lowest in at least 45 years. The average rate for a 30-year fixed mortgage will fall to 5.5 percent from 6.3 percent last year, the McLean, Virginia-based company said in a forecast today. That would be the lowest annual average in records that go back to 1963.